This as-told-to essay is based on a conversation with Andrew Jernigan, CEO of Insured Nomads. It has been edited for length and clarity.
10.12.2024 - 01:01 / insider.com
When I landed a job in my dream city, I thought the hard part was over.
In 2019, I got my master's degree in journalism in London and was hired as an entry-level business reporter, making $36,000 a year.
Journalists back home, in Manila, Philippines, where I grew up, earn an average annual salary of $7,000. So, despite this being on the lower end for the UK, where the median gross annual salary for a full-time employee is about $45,400 — I was thrilled. Also, after having studied in London, I knew that this was enough for me to get by.
I soon learned that if I managed to stick around in London for five years, that's all it would take for me — a non-EU citizen — to get permanent residency.
This year, 2024, was the year when I may have gotten my permit — if I had chosen to stay.
My life was so cool. I lived in a warehouse conversion with five other Londoners. Our living room could fit a DJ and a hundred dancing people. Our rooftop overlooked Victoria Park. I paid $1,075 a month in rent for my room.
I made great friends in London, many of whom, like me, were also journalists in flux. We spent our free days having picnics and discovering new parks; our nights barhopping around East and North London.
I was in love with the city. I never felt alone; I enjoyed every morning stroll through Broadway Market, every new café I discovered in my neighborhood in Hackney, and every afternoon spent people-watching along the pathways by Regent's Canal.
Despite the cost of living in London being 150% higher than in Manila, the salary bump at my new job was enough to greatly improve my quality of living: reliable transportation, air quality, healthcare standards, and the whole shebang. Many of the places I enjoyed — markets, museums, and parks — were free to visit.
I did miss certain things about living in the Philippines, such as the reliable presence of the sun, quick getaways to white-sand beaches, the cheap and delicious food, and, of course, family.
But in London, it felt like I had a life where anything was possible.
When the COVID-19 pandemic was declared in March 2020, I had to make a decision. Just a few days later, my things were packed, and I was on a flight back to Manila.
During the two years I spent living in London, I started having an irrational fear that if one day planes lost the ability to fly, I would never go home again. The pandemic made that fear feel less silly and more real. It forced me to choose: Did I want to build a life around my favorite city, or build a life around my favorite people?
Moving abroad is a popular narrative in the Philippines, one that I was fed growing up. My parents talked about the opportunity to work abroad with me often, pointing out relatives who had done it in the
This as-told-to essay is based on a conversation with Andrew Jernigan, CEO of Insured Nomads. It has been edited for length and clarity.
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Dec 19, 2024 • 10 min read
This as-told-to essay is based on a conversation with Nicole Echeverria, 31, who moved from New York to Portugal in 2019. The following has been edited for length and clarity.
The word Elgin may conjure an infamous set of Greek marbles, but this small town of the same name in Morayshire, in the northeast of Scotland, has solid links with another treasured commodity: cashmere.
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As an American, exploring countries like France, the UK, the Netherlands, and the Czech Republic for six months was an absolute dream.