Denise Godreau knew next to nothing about Eswatini before 2022.
22.01.2025 - 22:01 / thepointsguy.com
Love is in the air, which means the first big-spending holiday of 2025 is upon us.
Whether you're planning a romantic getaway for your partner or treating yourself to something special, don't shop for Valentine's Day without these credit card perks.
If you're spending a romantic evening at home or going out to a new restaurant, the American Express® Gold Card has your back.
In addition to earning an impressive 4 Membership Rewards points per dollar on dining at restaurants worldwide (up to $50,000 in purchases per calendar year, then 1 point per dollar at restaurants worldwide) and U.S. supermarkets (up to $25,000 in purchases per calendar year, then 1 point per dollar at U.S. supermarkets), the Amex Gold includes an up to $120 annual dining statement credit per calendar year (up to $10 per month) when you pay with your card at merchants such as Grubhub, The Cheesecake Factory, Goldbelly, Wine.com and Five Guys.
The card has a $325 annual fee (see rates and fees). Enrollment is required and terms apply for select benefits.
Even if you don't frequently dine at any of the restaurants mentioned, you can also use the monthly up to $10 credit for takeout and delivery at Grubhub. Just don't forget to register beforehand.
In addition to the dining credit, cardmembers also receive an up to $10 monthly credit (up to $120 in annual Uber Cash each calendar year) that can be used for Uber Eats orders in the U.S. (You must add the card to the Uber app to receive this benefit and use an eligible Amex card to pay).
Additionally, you can treat your loved one to a nice Valentine's Day dinner with the annual up to $100 Resy credit per calendar year (allotted up to $50 bi-annually).
No reservation is required (although for Valentine's Day, you don't want to be the one without a reservation); all you have to do is pay with your Amex Gold card at a participating Resy restaurant, and you'll receive up to a $50 statement credit bi-annually.
This credit is incredibly easy to use; you may use it without even realizing it, as there are around 20,000 restaurants enrolled. Enrollment is required and terms apply for select benefits.
Related: Best cards for takeout and food delivery
If you have a card that comes with an annual free night certificate, Valentine's Day is a great time to use it for a short romantic getaway.
The World of Hyatt Credit Card, for example, comes with an annual free night certificate after every cardmember anniversary that can be used at any category 1-4 hotel or resort, such as the Hyatt Regency Grand Cypress Resort in Orlando.
However, you may need to wait several weeks for your card's free night to appear in your account, so this option requires some advance planning.
If you don't have time to wait
Denise Godreau knew next to nothing about Eswatini before 2022.
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