The Maldives just got even dreamier for folks with Marriott Bonvoy points to burn: The second JW Marriott in the country is now open.
27.01.2025 - 17:27 / thepointsguy.com
Many TPG readers took advantage of the lucrative unlimited double cash-back offer (no longer available) on the Chase Freedom Unlimited® that ran from October 2023 to January 2024.
And a lot of them are still patiently — or perhaps impatiently — waiting more than a year later for their bonus cash back to post.
Some Freedom Unlimited cardholders — including myself — have been concerned about when — or even if — the one-time bonus would post. Given the terms and conditions on the offer aren't the clearest and some Chase agents don't know about the offer, it's understandable that cardholders are doubting if and when the bonus will post.
The good news is that if it hasn't posted to your account already, it should by the end of March. We have three data points — including my own — to support this timeline.
So, let's dig in so you can calculate the exact date on which those valuable points will land in your Ultimate Rewards account.
As a reminder, the offer stated that in addition to the regular cash back you'd receive on purchases posted after the close of each monthly statement, you'd receive a one-time bonus of the "matched" — or doubled — cash back just over a year later.
Here are the exact terms and conditions:
With this offer you will receive a one-time bonus equal to all Cash Back rewards earned during your first 12 monthly billing cycles from account opening with your Chase Freedom Unlimited card. ... Please allow 6 to 8 weeks from the end of your 12th monthly billing cycle for bonus Cash Back rewards to post to your account.
You should receive your one-time bonus up to 13 months after your first statement closing date on the account.
So, if you opened the card on Dec. 1, 2023, for example, with your first statement closing date of Jan. 1, 2024, you should receive your bonus by Feb. 1, 2025.
You can find your statement history in your online account or by calling Chase at the number on the back of your card.
On the later end of the scale: If you opened the card on Jan. 4, 2024, your first statement closing date is likely to be Feb. 4, 2024, which means your bonus should arrive on March 4, 2025.
If you do not receive your bonus by the 13-month mark, I'd recommend sending Chase a secure message through your online account or calling the number on the back of your card.
So, let's look at my real-life example:
That means that from the closing date of my first statement (Dec. 25, 2023), it took 13 months for my bonus to post.
Looking at it a different way: My bonus posted exactly eight weeks after my 12th monthly statement (Nov. 25, 2024).
I earned 29,123 bonus points from the double cash back offer. Given that I also hold the Chase Sapphire Reserve®, I can convert that one-time bonus to fully
The Maldives just got even dreamier for folks with Marriott Bonvoy points to burn: The second JW Marriott in the country is now open.
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