Jan 4, 2025 • 6 min read
18.12.2024 - 01:25 / insider.com
I grew up in one of those weirdly close families where we all genuinely enjoyed spending time together.
My dad died young, at 56, leaving my adventurous, spirited mother a widow. I'm the youngest of three kids, with two older brothers, and we all share a love of travel.
Five years ago, during a visit back home to Florida to see my mom, she came into my room early in the morning complaining about "the worst headache of her life." It was confirmed later, at the hospital, that she had a stroke.
For the next four years, we were her caregivers. Thankfully, her long-term insurance covered most of the expenses, but my brothers and I chipped in to cover things like round-the-clock caretakers and a new stereo so she could listen to soothing music.
As a wealth manager, my middle brother managed her larger assets and took care of things like selling her home, paying off her mortgage, and settling her estate. After she died and all of her outstanding expenses were covered, we were left with about $75,000 of inheritance.
Our initial thought was to split that among her three grandchildren to help jump-start their young adult lives. But one of my brothers doesn't have children, so it didn't seem fair. We began talking about how best to honor her with those remaining funds.
While it may sound selfish to some, we determined that she would have wanted to treat us with something — she was the kind of mom who always put our needs ahead of her own.
Caregiving is hard, and we all experienced burnout at different times, both emotionally and physically, so we wanted to find a way to unwind from the past few years.
As my brothers and I all enjoy traveling I suggested we take a trip in her memory. Getting everyone to agree to that was actually the easy part. Deciding where to go proved more difficult.
The original plan was to include everyone on the trip: my husband, my sister-in-law, and the three grandkids. I suggested we rent a chateau in the south of France or a villa in Italy since my mom was such a foodie. But because of our range of interests — some like museums, others like organized tours, and others crave adventure — we concluded that a relaxing vacation in a home wouldn't work.
We settled on a trip to South Africa that would include a one-week safari and another week in Stellenbosch wine country — paying tribute to my mom's love for great wine.
We soon realized that including our kids, some still in college and others just starting new careers, would not work. They wouldn't be able to take two weeks off. So, as disappointing as it was, we decided to leave them behind. We were also very aware that this would give us the extra money to plan a more luxurious trip.
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