For decades, authors, artists and presidents have all been drawn to the Hudson Valley in New York.
14.09.2023 - 14:53 / thepointsguy.com / Nick Ewen / David Slotnick
The Capital One Venture X Rewards Credit Card launch in November 2021 represented one of the most exciting credit cards to come around in a long time.
As Capital One's flagship card, the Venture X is an addition to the world of premium travel rewards cards, taking on incumbent players like The Platinum Card® from American Express and Chase Sapphire Reserve.
The $395-per-year (see rates and fees) Venture X not only undercuts its main competitors in terms of an annual fee but also includes a list of valuable (and comprehensive) perks. Highlights include up to $300 in annual statement credits for bookings made through the Capital One Travel portal, access to Capital One Lounges and Priority Pass lounges and a 10,000-mile anniversary bonus for each cardmember year.
But there is even more value lurking just beneath the surface. If you're considering the Venture X, here are answers to eight of the key questions you might have.
Apply here: Capital One Venture X
One of the most pressing questions concerns existing Capital One customers — specifically, whether you can apply for the Venture X if you already have the similarly named Capital One Venture Rewards Credit Card (see rates and fees).
The quick answer is: Yes, you can apply for the Venture X card as an existing Venture cardholder. Unlike the Chase Sapphire Preferred Card and Chase Sapphire Reserve — where you can only have one or the other open at any given time — you can hold both the Venture and the Venture X.
For example, TPG's Nick Ewen and David Slotnick both applied for the Capital One Venture when it offered an up-to-100,000-mile welcome bonus in April 2021. Both were then approved for the Venture X, less than a year from when they applied for the Venture.
That's great news since it means you can apply for the Venture X's excellent 75,000-mile sign-up bonus and rack up even more Capital One Miles toward travel, even if you already have the Venture.
Related: Capital One launches Venture X, its first-ever premium travel credit card
Historically, Capital One has restricted the number of its personal credit cards you have open to two. Cobranded and small-business cards (such as the Capital One Spark Miles for Business; see rates and fees) are generally excluded.
Capital One is also known to have a rule when it comes to timing your applications. You're typically only able to get approved for one Capital One card every six months.
Capital One is also pretty sensitive regarding recent credit inquiries if you've applied for other cards lately. Anecdotally, though, reports indicate that Capital One may have made it easier to be approved for the Venture X, even if you've had multiple card applications in the recent past.
Be strategic about when you
For decades, authors, artists and presidents have all been drawn to the Hudson Valley in New York.
While the Caribbean is home to its fair share of wildlife-filled islands—Saint Lucia, Jamaica, and Puerto Rico, to name a few—one of the region’s most underrated ecotourism destinations measures in at just a mere thirteen square kilometers in area. Known as Saba, this dazzling Dutch overseas region holds a king-sized level of biodiversity in spite of its small size, packed full of fascinating fish, reptiles, and birds for visitors to marvel at—and when it comes to avian life in particular, the Saba Bird Fest is one of the island’s most unmissable events.
Three life-changing words: New York City.
Some people will just never learn when it comes to interacting with wildlife.
This series of articles about credit cards, points and miles, and budgeting for travel is brought to you in partnership with The Points Guy.
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Condé Nast Traveler has partnered with CardRatings for our coverage of credit card products. Condé Nast Traveler and CardRatings may receive a commission from card issuers. We don't review or include all companies, or all available products. Moreover, the editorial content on this page was not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are entirely those of Condé Nast Traveler's editorial team. This article has been updated with new information since its original publish date.
I have a confession to make: I used to be a hater of the Capital One Venture Rewards Credit Card (see rates and fees).