If you own and operate a small business, you're probably familiar with business credit cards. But if your company is really on the up-and-up, you might want to start looking into corporate credit cards.
03.10.2024 - 17:21 / thepointsguy.com / Nick Ewen
It's that time of year again: Time to use any credits that will expire at the end of the year, plan any last mileage runs or mattress runs for elite status and start thinking about your points-and-miles strategy for next year. It's also a good time to see what loyalty program and credit card changes are happening next year.
Here, we've rounded up the major changes in store for the end of 2024 and the beginning of 2025 that you need to know about.
Related: Ways to avoid common end-of-year points and miles mistakes
Access to Delta Sky Club lounges will change early next year for travelers who hold the Delta SkyMiles® Reserve American Express Card, the Delta SkyMiles® Reserve Business American Express Card, The Platinum Card® from American Express or The Business Platinum Card® from American Express.
Currently, Reserve cardmembers receive complimentary access to Delta Sky Club lounges, plus four one-time guest passes each year to use for travel companions.
Starting Feb. 1, 2025, Reserve cardmembers will receive only 15 Sky Club visits per year. Once you have used your 15 visits, you can purchase additional Sky Club visits (including Grab and Go) for $50 per person, per visit using your card. You can earn an unlimited number of Sky Club visits in a year by making a total of $75,000 or more in eligible purchases on the card in a calendar year, but this may not be feasible for many cardholders.
Platinum and Business Platinum cardholders can currently access Delta Sky Clubs when flying on same-day Delta-operated or Delta-marketed flights. Beginning Feb. 1, 2025, Platinum cardholders will receive 10 visits per year; if you want to earn an unlimited number of Sky Club visits, you must make a total of $75,000 or more in eligible purchases on your card within the calendar year. Additionally, after all 10 visits have been used, you can visit the Sky Club (including Grab and Go) for $50 per person, per visit.
This is only the latest in a series of changes Delta has made over the years to limit Sky Club access, but it may not be a bad thing.
"I love visiting Delta Sky Clubs, but it's incredibly frustrating when I encounter a wait to get in," Nick Ewen, TPG's senior editorial director, said of the changes. "I welcome the new changes, especially since I have both The Platinum Card from American Express and the Delta SkyMiles Reserve American Express Card. Between the two, I'll have plenty of visits to use when I'm traveling for work each year. When we're traveling as a family, my wife can use her own visits (she's an authorized user), and then I can use my $200 airline incidental credit on the Amex Platinum and four guest passes on the Delta Reserve for my daughter."
Related: TPG readers' favorite airport lounges
If you own and operate a small business, you're probably familiar with business credit cards. But if your company is really on the up-and-up, you might want to start looking into corporate credit cards.
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This as-told-to essay is based on a conversation with Tobi Oluwole, a 30-year-old former sales manager at a Big Tech firm who recently relocated to France. His former employer is known to Business Insider but is not named for confidentiality. The following has been edited for length and clarity.
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