If you're considering applying for The Business Platinum Card® from American Express, now could be a great time.
New cardholders can earn 120,000 Membership Rewards points after spending $15,000 on eligible purchases within the first three months of card membership.
The normal range for offers is between 75,000-100,000 points, though we have seen limited-time offers in the past for up to 150,000 points. Nevertheless, the current welcome offer is solid and worthy of your consideration — especially if you have large purchases for your business coming up.
Its $695 annual fee (see rates and fees) may sound hefty, but there are still plenty of reasons this business card is worth your consideration. Here's what you need to know about the current offer on the Amex Business Platinum.
Official application link: The Business Platinum Card from American Express
For new Business Platinum applicants, the card's welcome offer provides 120,000 bonus points after you spend $15,000 on eligible purchases within the first three months of card membership.
Based on TPG's most recent valuations, 120,000 Membership Rewards points are worth a whopping $2,400. However, you may get even more value if you redeem your Amex Membership Rewards points for high-value redemptions. For example, here are some of the best ways to use Amex Membership Rewards points.
To get the full 120,000-point bonus, your business will have to spend a lot on the card in a short period. Therefore, with the card's hefty initial required spending and statement credits (which we'll talk about below), this card is targeted at businesses with multiple employees and fairly significant expenses.
Related: Things to do when you get the American Express Business Platinum Card
Here's a snapshot of the notable statement credits on the Amex Business Platinum:
Enrollment is required in advance for select benefits.
In total, the Business Platinum offers over $1,500 in statement credits that you could potentially maximize. However, it's clear from the specific nature of several of these credits — and their respective restrictions — that some cardholders will not be able to fully utilize them all.
Note that the card's annual fee is the same as The Platinum Card® from American Express, which also incurs an annual fee of $695 (see rates and fees).
Related: Card showdown: Amex Platinum vs. Amex Business Platinum
However, a notable difference between the personal and business versions of the card involves the bonus categories. Cardholders of the Amex Business Platinum earn 1.5 points per dollar on up to $2 million in eligible purchases in the U.S. per calendar year with:
A list of providers in each specific category can be found on this page.
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