Alaska Airlines Visa vs. Alaska Airlines Business Visa: Should you get the personal or business card?

19.10.2023 - 19:03 / thepointsguy.com

Alaska Airlines Mileage Plan miles are popular among Alaska Airlines and Oneworld loyalists — so getting one of their two cobranded credit cards might interest you.

Those two cards that you might want to think about are the Alaska Airlines Visa® credit card and the Alaska Airlines Visa® Business card.

In addition to how useful Alaska miles can be , another good reason to consider these cards is that they are both issued by Bank of America. That's important because if you have reached your limit with American Express cards or are affected by Chase's 5/24 rule, looking to other banks for your next credit card is probably a good idea.

Let's examine the details of these two cards and discuss how they match up.

2 miles per dollar on gas, EV charging stations, local transit (including ride-hailing), cable and select streaming services

1 mile per dollar on other purchases

2 miles per dollar on gas, EV charging stations, local transit (including ride-hailing) and shipping

1 mile per dollar on other purchases

Free checked bag when you pay with your card

20% off inflight food, beverages and Wi-Fi

$100 off one Alaska Lounge+ Membership annually when purchased with your card

Priority boarding when you pay with your card

Free checked bag when you pay with your card

20% off inflight food, beverages and Wi-Fi

$100 off one Alaska Lounge+ Membership annually when purchased with your card

Priority boarding when you pay with your card

No foreign transaction fees

No foreign transaction fees

The personal version of the Alaska Visa is offering a 60,000 bonus miles and Alaska's Famous Companion Fare; from $122 ($99 fare plus taxes and fees from $23) with this offer. To qualify, make $3,000 or more in purchases within the first 90 days of opening your account.

Meanwhile, the business card currently offers 50,000 bonus miles plus Alaska's Famous Companion Fare; from $122 ($99 fare plus taxes and fees from $23) with this offer. To qualify, make $3,000 or more in purchases within the first 90 days of opening your account.

So, the personal card is currently offering 10,000 more miles for the same spending requirement.

Winner: Alaska Airlines Visa

You won't find many differences between the two cards' day-of-travel perks.

Both the Alaska Airlines Visa credit card and the Alaska Airlines Visa Business card afford cardholders a free checked bag for themselves and up to six guests on the same reservation when they pay with their card.

You'll also enjoy priority boarding and $100 off one Alaska Lounge+ Membership annually when purchased with your Alaska card.

Cardholders with either product also receive 20% back on Alaska inflight purchases, including food and Wi-Fi.

Both products also reward cardholders with an annual Companion