I have the Chase Sapphire Preferred — which card should I get next?

03.05.2024 - 15:15 / thepointsguy.com / Chase Sapphire-Preferred

If you've spent any time around TPG, you know that the Chase Sapphire Preferred® Card is one of our most beloved cards. We often recommend it as a great travel rewards card for beginners and travel rewards veterans alike for its solid earning potential, excellent point redemption options and relatively low annual fee.

We love the card so much that it made multiple appearances on our list of cards TPG staffers can't live without.

But if you've already listened to us and gotten the Chase Sapphire Preferred, your next card decision might seem more daunting. It can feel like choosing your next card is complicated when, in reality, there are just a lot of really good options of cards you can get to take you to the next phase of your points and miles journey.

Today we're going to break down the three major schools of thought on which card you should get to pair with your trusty Chase Sapphire Preferred.

Your options fall into three categories:

There's no single right answer that applies to everyone, so you'll want to consider your own situation to identify which makes the most sense.

Related: The power of the Chase Trifecta

This is a great choice if you love the options to redeem and transfer the Chase Ultimate Rewards points from your Sapphire Preferred. With one of the Chase Freedom cards, you can maximize your spending categories to earn even more of these points from your everyday spending.

On their own, the Chase Freedom Unlimited® and Chase Freedom Flex℠ are marketed as cash-back cards. If you also have the Chase Sapphire Preferred, though, you'll be able to combine your Chase Ultimate Rewards points and transfer them to the full range of Chase transfer partners.

Annual fee: $0.

Sign-up bonus: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year), worth up to $300 cash back.

Rewards rate: Earn 5% on travel booked through the Ultimate Rewards portal, 3% on dining and drugstores, and an unlimited 1.5% on all other purchases.

Why this card pairs well: This card is excellent to pair with your Chase Sapphire Preferred because it earns 1.5% (or points per dollar spent) on all purchases, which is 50% more than the Chase Sapphire Preferred (1 point per dollar spent on purchases outside of its bonus categories).

Even with my own more advanced card portfolio, this is a card I reach for often. It allows me to earn a decent return on purchases that don't fall under most bonus categories, such as auto repairs and specialty items. With its current first-year bonus, it's a no-brainer for most Chase Sapphire Preferred cardholders.

Related: Chase Freedom Unlimited: A great card for beginners and pros alike

Apply here: Chase Freedom Unlimited

Annual fee: $0.

Sign-up