Score up to $600 in free travel, automatic discounts, and cellphone insurance with 2 new Expedia credit cards

31.07.2024 - 21:39 / insider.com

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Expedia and Wells Fargo just launched two new travel credit cards on the Mastercard network: the One Key Card and the One Key+ Card . In addition to generous perks and benefits, both cards offer welcome bonuses worth at least $400 in free travel credit. 

Expedia is best known as one of the largest online travel agencies (OTA) in the world and also owns Hotels.com and Vrbo. The One Key loyalty program, launched in summer 2023, combines customer activity across all three brands so members can earn travel credit, free upgrades, and automatic discounts on travel booked through Expedia. 

The One Key cards aren't the travel giant's first foray into the world of credit cards. The no-annual-fee One Key Card replaces the former Hotels.com credit card which is no longer available to new applicants. Current Hotels.com cardholders can continue using their cards until September 2024, when the existing card will be product-changed to the One Key Card.

I evaluated the One Key Card and the One Key+ Card by comparing them against the best travel rewards credit cards. The benefits are fairly standard amongst popular travel cards — not because their offerings are mediocre, but because the market for travel cards is so competitive. 

That being said, both cards are great options if you're a traveler who values simplicity. If you regularly book flights, hotels, rental cars, or excursions through Expedia, Vrbo, or Hotels.com, consider one of these two cards for significant annual savings. 

At first blush, the One Key Card and the One Key+ Card seem nearly identical, down to their names. Here's what you should know about their similarities and differences, as well as our winner in each category.

Earn 3% in OneKeyCash on Expedia, Hotels.com, and Vrbo (up to 9% on Expedia and Hotels.com when booking VIP Access properties and up to 5% on Vrbo when combined with One Key benefits). Earn 3% in OneKeyCash at gas stations, grocery stores, and on dining. Earn 1.5% in OneKeyCash on all other purchases.

$0

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20.24%, 25.24%, or 29.99%

Earn $400 in OneKeyCash

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The One Key Card doesn't have an annual fee, making it a good option for travelers who avoid credit cards with associated cost. 

The higher-tier One Key+ Card offers more benefits for