Best Business Credit Cards of January 2024
23.01.2024 - 01:09
/ insider.com
Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). In some cases, we receive a commission from our partners; however, our opinions are our own. Terms apply to offers listed on this page.
The information for the following product(s) has been collected independently by Business Insider: Capital One Spark Miles Select for Business†, Capital One Spark Miles for Business†, Chase Freedom Flex℠, U.S. Bank Business Triple Cash Rewards World Elite Mastercard®, Capital One Spark 1% Classic†. The details for these products have not been reviewed or provided by the issuer.
Our expert recommendations will help you choose the best business cards that fit your spending style, rewards preferences, and financial goals.
Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases.
$0
0% intro APR on purchases for the first 12 months
18.49% - 24.49% Variable
Earn $750 bonus cash back
Good to Excellent
Between offering a big welcome bonus, extra rewards in useful categories, and ongoing benefits like primary car rental insurance and purchase protection, the Ink Business Cash® Credit Card is an excellent no-annual-fee cash-back business credit card for small-business owners.
Earn 2x Membership Rewards® Points on everyday eligible business purchases (on up to $50,000 per year in purchases, then 1X). Earn 1x Membership Rewards® Points on all other purchases.
$0
0% intro APR on purchases for the first 12 months from account opening
18.49% - 26.49% Variable
Earn 15,000 Membership Rewards® points
Good to Excellent
If you're a small-business owner looking for a credit card that offers flexible rewards points without paying an annual fee, The Blue Business® Plus Credit Card from American Express is an excellent option. You don't need to own a full-time business to be eligible to apply, either — even freelancers and those with side gigs can qualify for a small-business card.
Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases.
$95
N/A
21.24% - 26.24% Variable
Earn 100,000 bonus points
Good to Excellent
The Ink Business Preferred® Credit Card offers a huge welcome bonus and solid earning and benefits for a moderate annual fee. If your small-business expenses line up with the card's bonus categories and you like redeeming Chase Ultimate Rewards® points for travel, this is one of the