Best Credit Cards of January 2024
22.01.2024 - 13:36
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Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). In some cases, we receive a commission from our partners; however, our opinions are our own. Terms apply to offers listed on this page.
The information for the following product(s) has been collected independently by Business Insider: Hilton Honors American Express Aspire Card. The details for these products have not been reviewed or provided by the issuer.
Whether you're looking to consolidate credit card debt with a balance transfer, planning a trip using points and miles, or prefer keeping it simple by earning cash back, it's an excellent time to open one of the best credit cards.
Earn unlimited 2% cash rewards on purchases.
$0
0% intro APR on purchases and qualifying balance transfers for 15 months from account opening
20.24%, 25.24%, or 29.99% variable
Earn $200 cash rewards bonus
Good to Excellent
The Wells Fargo Active Cash® Card is definitely worth considering if you want to earn a strong rate of cash rewards on purchases without rotating categories or earning caps and with no annual fee. It's got a solid welcome bonus and intro APR offer, which puts it high on our list of the best zero-interest credit cards.
Earn 5% cash back on Chase travel purchased through Ultimate Rewards®, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.
$0
0% intro APR on purchases and balance transfers for the first 15 months
20.49% - 29.24% Variable
Earn an additional 1.5% cash back on everything you buy
Good to Excellent
The Chase Freedom Unlimited® is a great choice for credit card beginners and experts alike. With no annual fee and a high earnings rate, it's worth considering as an everyday card — and it's even better when you pair it with an annual-fee Chase card like the Chase Sapphire Reserve®.
0% intro APR for 21 months from account opening on purchases and qualifying balance transfers made within 120 days, then 18.24%, 24.74%, or 29.99% variable APR
$0
0% intro APR for 21 months from account opening on purchases and qualifying balance transfers made within 120 days
18.24%, 24.74%, or 29.99% variable
N/A
Good to Excellent
If you're looking for the best Wells Fargo credit card for balance transfers, the Wells Fargo Reflect® Card is a great choice. And it offers an extra-long interest-free period on new purchases, too.
Earn 5x points on all travel purchased through Chase Ultimate Rewards. Earn 3x points on dining, including eligible delivery services, takeout, and dining out. Earn 3x points on select streaming services. Earn 3x points on online grocery purchases (excluding