Chase Ink Cash and Unlimited best-ever offers are back: Earn $900 cash back (or 90,000 points)

21.09.2023 - 18:09 / thepointsguy.com

Chase offers four cards in the Ink Business family.

The most valuable one to points and miles enthusiasts tends to be the Ink Business Preferred Credit Card. Previously, it has offered 100,000 bonus points for a hefty $15,000 spending requirement. However, now you can unlock the same amount of points with a lower spending requirement of $8,000.

The other three cards are cash-back products. The Ink Business Cash Credit Card and Ink Business Unlimited Credit Card are back offering their best-ever $900 bonus cash back after spending $6,000 in the first three months after account opening. But the cash-back earned on these two cards can be converted into 90,000 Ultimate Rewards points if you have a Chase Ultimate Rewards-earning credit card — such as the Chase Sapphire Reserve, Chase Sapphire Preferred Card or the Ink Business Preferred.

Finally, the Ink Business Premier Credit Card is a cash-back card, and the rewards earned on this card cannot be converted into Chase Ultimate Rewards points.

Keep in mind that these are business credit cards. While you don't need to have an established office with multiple employees to apply (meaning freelancers and sole proprietors are also eligible), you will need to have a business of some sort to apply for these cards.

Related: Who qualifies for a business credit card?

Let's run through an overview of each card to see which would be best for your small business.

Sign-up bonus: $900 bonus cash back after you spend $6,000 in the first three months after account opening. This matches the best-ever offer we've seen on this card.

Annual fee: $0.

Earning rates: 5% cash back on the first $25,000 spent in combined purchases each account anniversary year at office supply stores and on internet, cable and phone services, 2% cash back on the first $25,000 you make in combined purchases at gas stations and restaurants each account anniversary year and 1% back on all other purchases.

Who should apply: The Ink Business Cash is great for anyone who spends significantly at office supply stores and on internet, cable and phone services. Office supply stores are a particularly beneficial bonus category because you can often find a wide array of gift cards available for purchase. This means you could earn 5% back on gift cards for merchants that don't typically earn bonus rewards (Amazon, for example, if you don't have a card that earns specifically on those purchases). By purchasing gift cards for these merchants at office supply stores and then using those gift cards for your purchases, you could earn 5% back (or 5 points per dollar) on these purchases by simply adding a step to your shopping pattern.

Check out the full card review for the Ink Business Cash.

Apply now: Ink Business