Deciding whether to cancel a credit card isn't a quick and easy decision — or at least it shouldn't be. It's best to weigh several factors to ensure that closing your account doesn't have unintended consequences.
07.09.2023 - 14:15 / thepointsguy.com
With over 8,000 properties under 30 brand names, there is a Marriott hotel for everyone. And when it comes to choosing a Marriott credit card, there are multiple options from both Chase and American Express.
If you're looking for a new card as you plan upcoming trips, there are some solid offers on Marriott's cobranded cards.
Should you apply for one of these cards with these juicy welcome bonuses? Let's look at the details to see if one merits a place in your wallet.
Annual fee: $125 (see rates and fees)
Welcome offer: Earn 125,000 bonus points after you use your new card to make $8,000 in eligible purchases within the first six months of card membership. Offer ends November 1.
This matches the previous best-ever offer on this card, so now is a good time to pick it up.
This card added new benefits without an increase in the annual fee back in July last year. You'll get automatic Gold Elite status with Marriott Bonvoy and up to a 7% discount on rooms booked directly with Marriott, and you'll earn 4 points per dollar spent at restaurants worldwide.
The card also comes with 15 elite night credits annually (which can be stacked with a Marriott Bonvoy consumer card) and a free night award annually (worth up to 35,000 points). In addition, you can earn a second free night (also worth up to 35,000 points) after $60,000 of purchases on your card in a calendar year.
Marriott's shift to dynamic pricing may make it harder to use these rewards. Still, you should be able to find a participating property that can cover your annual fee (and then some), as our data indicates that there's still a lot of value in the program.
For more details, check out our full review of the Amex Marriott Bonvoy Business.
Official application link: Marriott Bonvoy Business American Express Card
Annual fee: $650 (see rates and fees).
Welcome offer: Earn 95,000 Marriott Bonvoy bonus points after using your card to spend $6,000 on eligible purchases in the first six months of card membership.
95,000 Bonvoy points are worth $798, according to TPG valuations. But the main long-term value of holding this card comes if you stay at Marriott properties regularly.
That's because the card confers valuable perks, such as automatic Bonvoy Platinum Elite status, an annual free night award (worth up to 85,000 points), up to $300 (up to $25 per month) in annual statement credits for eligible purchases at restaurants worldwide, Priority Pass lounge access and 25 elite qualifying night credits per year. Enrollment is required for select benefits.
Remember that Marriott eliminated award charts last year, so you may need to work harder to find a property at which to use these free nights. However, you can top up Marriott certificates using up to
Deciding whether to cancel a credit card isn't a quick and easy decision — or at least it shouldn't be. It's best to weigh several factors to ensure that closing your account doesn't have unintended consequences.
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This series of articles about credit cards, points and miles, and budgeting for travel is brought to you in partnership with The Points Guy.
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Editor'' note: This is a recurring post, regularly updated with new information and offers.
This series of articles about credit cards, points and miles, and budgeting for travel is brought to you in partnership with The Points Guy.
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