How to Earn, Use, Redeem, and Maximize Capital One Miles in 2024
19.03.2024 - 17:35
/ insider.com
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The information for the following product(s) has been collected independently by Business Insider: Capital One Spark Miles for Business†, Capital One Spark Miles Select for Business†, Capital One Savor Cash Rewards Credit Card†, Capital One Spark Cash Plus†, Capital One Spark Cash Select for Excellent Credit†. The details for these products have not been reviewed or provided by the issuer.
Capital One has been hyper-focused on self-improvement in recent years. It's got some of the best credit cards for earning travel and other rewards, and its momentum appears only to build. Let's look at the best ways to earn and redeem Capital One miles.
The Capital One Venture X Rewards Credit Card is one of Business Insider's picks for the best credit cards on the market, thanks to its flexible rewards program and generous travel benefits.
You need a Capital One miles-earning credit card in order to earn Capital One miles. Other Capital One credit cards earn rewards that can be converted into Capital One miles, but you'll need a credit card that earns Capital One miles to do that (we'll cover this in a minute).
Capital One has opened airport lounges in Dallas-Fort Worth (DFW), Denver (DEN), and Washington-Dulles (IAD) — and they look great.
The Capital One Travel Portal offers exclusive features such as cancel-for-any-reason coverage, refunds for up to 10 days if your airfare drops (in the form of a Capital One travel credit, up to $50), and price-freezing for up to 14 days if you're not ready to book.
Capital One has created a solid rewards program for both earning and redeeming miles. Business Insider estimates Capital One miles are worth 1.7 cents each, on average. That's a higher value than you'll find from most rewards currencies. Better yet, they're extremely easy to earn.
Earn unlimited 10 miles per dollar on hotels and rental cars booked through Capital One Travel. Earn 5 miles per dollar on flights booked through Capital One Travel. Earn unlimited 2 miles on all other purchases.
$395
N/A
19.99% - 29.99% variable
Earn 75,000 bonus miles
Excellent
The Capital One Venture X Rewards Credit Card is one of the best credit cards for frequent travelers, with top-notch benefits and a wide range of built-in protections. It comes with a generous welcome bonus and credits that can help offset the annual fee — which is much lower than similar premium cards.
Earn 5x miles per dollar on hotels and rental cars booked through Capital