Platinum Delta SkyMiles Business Credit Card Review 2024
19.07.2024 - 17:26
/ insider.com
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The Delta SkyMiles® Platinum Business American Express Card can save you a lot of money if you own a small business and fly Delta often. The elite-like perks, such as free checked bags, a 15% discount on Delta award flights, and an annual companion certificate make the Delta Platinum Business card one of the best rewards business cards for Delta loyalists to consider.
Earn 3x Miles on purchases made directly with Delta and hotels. Earn 1.5x Miles on transit, eligible U.S. shipping, and purchases of $5,000 or more (up to $100,000 per calendar year). Earn 1x Miles on all other purchases.
$350
N/A
20.99% - 29.99% Variable
Earn 65,000 bonus miles
Good to Excellent
If you own a small business and fly Delta often, the Delta SkyMiles® Platinum Business American Express Card could save you money. With elite-like perks and an annual companion certificate potentially worth hundreds of dollars, this is a great rewards business card for Delta loyalists.
The Delta SkyMiles® Platinum Business American Express Card is one of the best airline credit cards for Delta business owners, for several reasons:
This small-business credit card is strikingly similar to its personal counterpart, the Delta SkyMiles® Platinum American Express Card. But the Delta SkyMiles® Platinum Business American Express Card is a far better fit for entrepreneurs because this is a small-business credit card, which won't appear on your personal credit report. This is helpful for those who intend to apply for other travel credit cards in the future, especially from Chase, due to its 5/24 rule.
The Delta SkyMiles® Platinum Business American Express Card offers a welcome bonus of 65,000 bonus miles after spending $6,000 in purchases on your new card in your first six months of card membership.
That's worth an average of $715 in travel value, based on Business Insider's points and miles valuations.
This card isn't ideal for everyday business spending. It provides a few opportunities to achieve bonus miles, and they're all quite niche:
You'll earn 1 mile per dollar on all other eligible purchases, so we recommend using other small business credit cards for spending on non-bonus categories.
Business Insider estimates Delta miles value to be 1.1 cents each, on average. That means you'll get between 1.1% and 3.3% back for your spending with the Delta Platinum Business card.
If you spend a lot of money with Delta, earning 3 miles per dollar is a fair rate of return.