While women have been traveling the world on their own for decades (centuries, really), a 2024 report from Booking.com reveals that solo travel is surging this year, in particular.The booking engine says 54 percent of women are embracing solo journeys.A separate report from Road Scholar, which offers educational travel for older adults, says up to 85 percent of the company’s tour participants that travel solo are women. These reports underscore what plenty of female travelers have long known: Solo women travelers are a force to be reckoned with. Write us off at your own peril.Within the travel industry itself, there are a number of high-profile solo female travelers who are constantly serving up an inspiring look at what it’s like to be a woman exploring the world boldly - doing so with comfort, ease, and a level sheer joy that’s contagious.So, rather than publish another staid round-up of destinations that might be worth considering if you’re a woman traveling alone, we asked a handful of these fearless, globetrotting women what their favorite destinations are to explore solo and why.Consider this your insider’s destination guide, curated by a handful of women who, collectively, have visited nearly every corner of the globe and have done so with abandon.
Should my partner get their own card or be added as an authorized user?
09.10.2024 - 16:24 / thepointsguy.com
When it comes to points and miles, you may have heard of the term "two-player mode" before. It refers to couples planning their strategies for credit cards and points and miles together, leading to more rewards.
However, there is a common question that often comes up for couples: Should my partner get their own credit card, or should I add my partner as an authorized user on my credit card?
There's no one-size-fits-all answer here. Before you decide which is better for your situation, you'll want to consider the benefits of each approach.
For rates and fees of The Platinum Card from American Express, please click here .
Related: The credit cards with the greatest value for authorized users
Related: Best credit cards
No two couples are the same. When deciding whether it's better to add your partner as an authorized user or whether they should get their own credit card, consider:
You may find that your answers to these questions evolve over time.
The answers may even change depending on the bank. A perfect example is American Express. While other banks will report the account opening date (which could be several years ago) on your authorized user's credit report, newer accounts from American Express will see today's date (or the date you added the authorized user) listed on your partner's credit report. This can shorten the user's average age of accounts and impact their 5/24 status.
Related: The ultimate guide to credit card application restrictions
After considering the benefits on both sides and analyzing the questions above, you can make an informed decision on whether it's better to add your partner as an authorized user or have them get their own credit card.
Luckily, even if you add your partner as an authorized user, you can later remove them if you want. Your partner can still get a sign-up bonus on that same credit card later on after being removed.
Conversely, if your partner gets a separate card, they can later close it and become an authorized user on your account. Thus, it is possible to choose one side of the equation today and then change it later on.
For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.
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