KLM Royal Dutch Airlines will launch a new flight between Portland, Oregon, and Amsterdam in October, replacing a flight from partner Delta Air Lines between the two cities.
24.06.2024 - 21:57 / thepointsguy.com
A question I was often asked as a recent college grad was why I had multiple credit cards. The answer was that I had stumbled across the world of points and miles and discovered The Points Guy in my efforts to learn more about travel credit cards during college. I was amazed by all the opportunities for (almost) free travel I could unlock just by owning the right cards.
Between classes, work and other commitments, I struggled to find the time (and money) to travel as a college student. However, after studying abroad in Paris, I wanted to continue traveling without breaking the bank — which led me to build my credit card portfolio at a young age.
If you've just recently graduated, this is the perfect time to get your bearings with credit cards and personal finance. There's a learning curve for everyone, so I'll take you through my journey of the first five credit cards I opened. With several years of experience now, I've been able to take some awesome trips that I completely paid for with points and miles.
Related: Maximizing points and miles on back-to-school shopping
In 2016, I entered my first year in college. I opened my first credit card, the Wells Fargo Cash Back College℠ Card (no longer open to new applicants), which featured a $0 annual fee and 1% back on all my purchases.
This was the easiest card for me to open, as I had no credit history and had already been banking with Wells Fargo for years. I used my first credit card sparingly, only putting my phone bill, gas and other school-related expenses on it.
Then, during the summer of 2017, I studied abroad in Paris. This was the first time I had flown internationally by myself and also my first time in Europe. In those glorious six weeks, I learned that a 50-cent baguette with lots of butter makes for a delicious lunch (while keeping my taste buds and my wallet happy) and that comté cheese is the best cheese in the world.
The information for the Wells Fargo Cash Back College card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
While eating to my heart's content, I also made one of the biggest mistakes I could ever make. I didn't know what foreign transaction fees were, so I paid a hefty amount using a debit card and my Wells Fargo credit card. The fees ranged from 1-3% on every purchase I made, so I wasted quite a lot of money that summer.
As a credit card newbie, this was quite the rookie mistake. But all things considered, no study abroad experience is complete without a couple of mishaps along the way.
The information for the Wells Fargo Cash Back College card has been collected independently by The Points Guy. The card details on this page have not
KLM Royal Dutch Airlines will launch a new flight between Portland, Oregon, and Amsterdam in October, replacing a flight from partner Delta Air Lines between the two cities.
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