The best hotel credit cards with annual fees under $100

09.11.2023 - 20:59 / thepointsguy.com

Editor's Note: This is a recurring post, regularly updated with new information and offers.

Before you book your next vacation, an easy way to enjoy extra benefits is to use a cobranded hotel credit card. These types of credit cards usually earn bonus points when you use them to pay for hotel stays, plus they typically include additional benefits like automatic elite status, a generous welcome bonus and a free award night each year.

With so many lucrative benefits, the best hotel credit cards under $100 easily justify paying the annual fee. With several options chosen by TPG editors, finding the best hotel credit cards with annual fees under $100 just got way easier.

Different banks issue these credit cards and each offers benefits in its respective loyalty program. The cards include Hilton Honors, IHG One Rewards, Marriott Bonvoy, World of Hyatt and Wyndham Rewards.

3 points per dollar on purchases at gas stations, grocery stores, home improvement stores and phone plan services

1 point per dollar on all other purchases

5 points per dollar on purchases at gas stations, grocery stores, home improvement stores and phone plan services

1 point per dollar on all other purchases

5 points per dollar on dining at U.S. restaurants and on eligible takeout and delivery orders

5 points per dollar at U.S. supermarkets and U.S. gas stations

3 points per dollar on other purchases

5 points per dollar on travel, gas stations and restaurants (including eligible takeout and delivery orders)

3 points per dollar on other purchases

3 points per dollar on the first $6,000 of combined spending each year at gas stations, grocery stores and dining (then 2 points per dollar)

2 points per dollar on other purchases

2 bonus points per dollar on travel, at restaurants, airfare purchased directly from the airlines, transit, and fitness club and gym memberships

1 bonus point per dollar on all other purchases

4 points per dollar on dining and grocery store purchases (excluding Target and Walmart)

1 point per dollar on other purchases (excluding Wyndham Timeshare resort down payments)

Receive 10 Elite night credits qualifying for at least Gold level status each calendar year

Receive 20 Elite night credits qualifying for at least Platinum level status each calendar year

Unlock Gold status by spending $20,000 on purchases with your card in a calendar year

Unlock Diamond Elite status through the end of the following year by spending $40,000 or more on purchases with your card in a calendar year

Unlock Gold Elite status by spending $35,000 on your card in a calendar year

Mastercard® World Elite benefits

Up to $800 of cell phone protection against damage or theft when using card to pay your monthly phone bill (subject to $25 deductible)

M