Travel insurance tips

When you purchase travel insurance, it’s not unreasonable to assume that you are, well, insured for all aspects of your trip. Unfortunately, this is rarely the case. Travelers are frequently frustrated to find that their travel insurance coverage is full of holes—with exclusions that are typically stated in the fine print but nonetheless confusing and sometimes counterintuitive.

Has it snowed at your home airport yet? It could soon. And while everyone knows that flights generally face more delays and cancellations in winter than in summer, mainly because winter weather can wreak havoc on schedules and plans, not everyone knows just how much travel insurance can offset the financial risk of those winter problems—at least partially.

Booking a tropical Caribbean or seaside vacation during hurricane season is always something of a gamble. The statistical chances of a hurricane impacting your trip are rather slim, but certainly not zero. And while some years are quiet, with only a handful of named storms threatening tourism areas, overall the trend appears to be heading toward an increase in hurricane intensity.

Peter M. Zollman doesn't stop traveling. In the last few months, he's been to Berlin, Lisbon, New York, Las Vegas, and visited Utah's famous national parks. But lately, he's started to wonder if an annual travel insurance policy might be right for him. An annual (also called a multi-trip) policy covers all of your trips for an entire year.

Since it first came to the attention of the World Health Organization, the coronavirus has swept across the globe, being categorized as a pandemic in March 2020. If you have to travel for essential reasons during the coronavirus outbreak, it’s important to do so safely and responsibly, so having an insurance policy that covers travel disruption and medical provision is crucial.

Being a digital nomad means combining work with that idyllic lifestyle you’ve always dreamed of, but it can all feel a bit overwhelming in the midst of a global pandemic. Luckily, SafetyWing offers comprehensive insurance policies specifically tailored to adventurous nomads; policies cover Covid-19 just like any other illness.

Still one of the fastest-growing sectors of tourism, cruise has rebounded post-pandemic with passenger volume expected to reach 31.5 million passengers sailing this year, according to Cruise Lines International Association’s 2023 State of the Cruise Industry Report. The research shows that 73 percent of younger consumers surveyed will consider taking their first cruise, with most turning to travel advisors to book their trips. Phocuswright’s recent travel research also saw travel advisor bookings growing steadily since September.