One important aspect of maximizing the credit cards you carry is taking full advantage of the travel credits and other statement credits they may offer. It's not uncommon to think "I'll use that credit later," thus delaying the use of your credits.
How to use the IHG One Rewards anniversary night certificate
18.11.2023 - 20:55 / thepointsguy.com
The cobranded IHG One Rewards cards offer many valuable perks. One of the perks offered by both the IHG One Rewards Premier Credit Card and the IHG One Rewards Premier Business Credit Card each year after your account anniversary is a free night certificate valid for a night costing 40,000 points or less. You can even use points from your IHG account to top off the certificate if you want to redeem for a night costing more than 40,000 points.
TPG's valuations peg the value of 40,000 IHG points at $200. So, before even considering any other card perks, the anniversary night certificate should provide enough value for most travelers to justify paying the annual fee on one (or both) of these cards. Let's look at how to use these anniversary night certificates.
If you want to check whether you have any IHG anniversary night certificates or confirm the details of your certificates, log in to your IHG One Rewards account and click on your name in the upper right-hand corner. Scroll down on the page that loads and check the "Enjoy your rewards" section. Here, you should see a panel with your free nights (if you have any).
Click on "Book a Free Night" to check the details of your certificate. A page will load showing all the unredeemed free night certificates in your account. You can see the date ranges during which you must book and stay for each certificate.
You can also click on the details and terms and conditions links in the panel for each free night certificate to learn more.
Related: What credit card should you use for IHG stays?
Now that you know how to check the existence and details of anniversary night certificates in your account, let's discuss how to redeem these certificates.
You can click the orange "Book Free Night" button on the page we just discussed, where we can see the certificate's details. Doing so would automatically select "IHG One Rewards Premier Credit Card Free Night Flex" — or a similar rate associated with whatever type of free night certificate you have in your account — in the drop-down box for "Rate Preference" on the booking screen.
But you can also start on the landing page once you've logged in to your account and then select this same rate (if you have a certificate in your account). Enter your search details and click the orange "Search" button.
Your search results will appear, and you'll see the properties you can book with your free night certificate. If you see "FREE per night," that means you can use your certificate to cover your entire stay. However, you may need to pay some amenity fees at some properties.
You can top off the free night certificates you earn through the IHG One Rewards Premier Credit Card and the IHG One Rewards Premier Business Credit Card. So,
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