If you are planning a dream getaway soon, now is a good time to determine your earning strategy and rack up those points and miles. As usual, one of the easiest ways to amass a large chunk of rewards is through credit card sign-up bonuses.
United loyalists are in luck because Chase and United have teamed up to offer valuable sign-up bonuses across their lineup of cobranded credit cards. Despite United's award devaluation earlier this year, these sign-up bonuses can still go a good way toward making that dream vacation a reality.
Let's look at each card to see which makes the most sense for your wallet.
JOHN GRIBBEN/THE POINTS GUY
Sign-up bonus: Earn 90,000 bonus miles after you spend $5,000 on purchases in the first three months from account opening. Offer ends Jan. 24.
Annual fee: $525
Earning rate: Earn 4 miles per dollar on United purchases, 2 miles per dollar on dining and all other travel, and 1 mile per dollar on everything else.
TPG currently values United miles at 1.45 cents each, making these bonus points worth $1,305. While this isn't quite the highest offer we've seen on this card, it's still a compelling one.
The United Club Infinite Card is made for loyal United flyers who want access to United Club lounges when they travel — along with a few additional benefits that help upgrade the traveling experience.
Cardholders can enjoy United Club membership, including access for two guests or one adult and dependent children under 21. It also offers the first and second checked bag free for the primary cardholder and one travel companion on United-operated flights (a savings of up to $320 per round trip), an up to $100 TSA PreCheck/Global Entry application fee credit every four years, Premier Access travel services, expanded award availability and lower average award prices.
United Club Infinite cardholders enjoy complimentary IHG One Rewards Platinum Elite status (worth $1,290 according to our valuations).
Related: United Club Infinite Card review
Official application link: United Club Infinite Card
Sign-up bonus: Earn 70,000 bonus miles and 500 Premier qualifying points after you spend $4,000 on purchases in the first three months your account is open. Offer ends Jan. 24.
Annual fee: $250
Earning rate: Earn 3 miles per dollar on United purchases (after your $125 annual United statement credit); 2 miles per dollar on dining, all other travel and select streaming services; and 1 mile per dollar on everything else.
The United Quest Card is the newest card of the pack, offering premium perks for a reasonable $250 annual fee. The sign-up bonus points alone are worth $1,015 according to TPG valuations, which can justify paying the annual fee for over four years of card membership — well before
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Airline credit cards have evolved alongside frequent flyer programs for over several decades. Initially, they offered simple bonuses for free flights, but now more options are available to consumers, including transferable points and fixed-value points programs.
Although sometimes overlooked, hotel credit cards can be a lucrative addition to any wallet. Many of these cards offer generous sign-up bonuses or welcome offers, incredible hotel redemptions and free night perks.