Credit Card tips

A pleasant but persistent voice followed me around for the last couple of weeks, saying, "You really should apply."

Airline loyalty programmes are famously big business - but how much do you actually understand about how they work? 

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Choosing your next credit card can be a challenge. When I decided to open my fifth credit card, it came down to a showdown between the Chase Sapphire Preferred® Card and the Bilt Mastercard® (see rates and fees). While the rewards and benefits of the Bilt card are appealing, I chose to go with the Sapphire Preferred.

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Many consumers only want to have a few credit cards. But even if you don't want a wallet full of top travel cards, it's likely worth getting and keeping a cobranded hotel credit card with your favorite hotel loyalty program.

There are all sorts of travel credit cards (like hotel and airline cards), and most fall into one of two categories — personal or business. Nearly anyone can apply for a personal credit card, but we often get one question: do you need to own a business to get a business credit card?

Let's say you bought a ticket to Europe last year, but you need a refund because your flight was canceled. The airline returns the fare cost to your credit card, leading to a negative balance on your card. Returned or refunded purchases don't just decrease your account balance, though. They also decrease your rewards balance.

With so many business credit cards on the market, it can be difficult to determine which is best for your company's needs.

The Target REDcard is a solid earner, featuring a 5% discount on Target and Target.com purchases, 2% back on dining and gas station purchases and 1% back on everything else. It is a strong contender for those who spend big at Target — but not elsewhere. Card rating*: ⭐⭐½

India’s largest bank State Bank of India (SBI) has launched its first-ever travel focused credit card. ‘SBI Card MILES’ has been launched in three variants to cater to different types of travelers, from beginners to frequent flyers. 

For many small-business owners, a business credit card is a smart and effective way to help manage your business-related expenses.

Travelers hoping to get their hands on a piece of aviation history are in luck as American Express and Delta Air Lines prepare to bring back limited-edition credit cards made from a pair of retired Boeing 747 planes.

No matter how carefully you plan your vacation, bad weather or mechanical delays can throw your trip off track without warning. That's why it's important to consider getting travel insurance to protect your trip.

Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate credit cards to write unbiased product reviews.

Condé Nast Traveler has partnered with CardRatings for our coverage of credit card products. Condé Nast Traveler and CardRatings may receive a commission from card issuers. Compensation does not impact how or where cards appear on the site. We don't review or include all companies, or all available products. Moreover, the editorial content on this page was not provided by any of the companies mentioned and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are entirely those of Condé Nast Traveler's editorial team.

The Capital One Venture X Rewards Credit Card has many travel-related benefits, including up to $300 per cardmember year in statement credits toward travel booked through the Capital One Travel portal and the ability to transfer miles to one of the program's many airline and hotel transfer partners.

If you're planning a big getaway, taking advantage of sign-up bonuses across travel credit cards is a great way to offset some costs. And sometimes, this involves an international airline loyalty program.

On Tuesday, the largest credit card companies in the United States reached an agreement with merchants to reduce the so-called swipe fees retailers pay for accepting credit card payments, potentially saving the retailers $30 billion.

Attention, United Airlines cardholders: There is a new targeted promotion that will allow MileagePlus members holding a cobranded credit card the chance to earn bonus miles or bonus Premier qualifying points after meeting certain spending requirements on their credit cards.

Low-cost airline Breeze Airways is introducing its first-ever branded credit card card with flight perks and is also adding five new cities to its network this fall in its continued efforts to expand just three years after its founding.