The best credit cards for Walmart shopping

29.05.2024 - 01:49 / thepointsguy.com

Frequent Walmart shoppers know how much value the retail giant offers. In addition to getting great prices on everything from groceries and household goods to clothing and electronics, you can earn cash back and other benefits when you shop at Walmart using various rewards credit cards.

In this post, we explore the best rewards credit cards for Walmart spending and show you how to combine those cards with online shopping portals to further boost your earnings.

The following six rewards cards are currently the best options for Walmart purchases thanks to earning bonuses and statement credits:

The information for the Capital One Walmart Rewards Mastercard and the U.S Bank Shopper Cash Rewards Visa Signature Card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Rewards at Walmart: The Amex Platinum offers up to $155 in statement credits annually (up to 12.95 plus taxes and fees on one membership fee) toward the monthly cost of Walmart+, a membership program that provides free grocery delivery (on orders of $35 or more), free shipping, discounts on gas, free access to Paramount+ and more. (Plus Ups are excluded; subject to auto-renewal.)

The membership normally costs $12.95 monthly, plus any local sales tax,, so the Amex Platinum statement credits equate to a complimentary membership. Enrollment is still required.

Annual fee: $695 (see rates and fees)

Current welcome offer: Earn 80,000 bonus points after you spend $8,000 on purchases within the first six months of card membership. Because TPG values Membership Rewards points at 2 cents each, we estimate this welcome offer to be worth $1,600 in travel.

Standout perks: This card is also loaded with the following annual statement credits:

Note that enrollment is required for select benefits.

Read our Amex Platinum review to learn more.

Apply: The Platinum Card from American Express

Related: The ultimate guide to saving money with Amex Offers

Rewards at Walmart: The Chase Freedom Flex and the Chase Freedom Unlimited® offer rotating 5% bonus categories each calendar quarter you active (up to $1,500 in purchases). For the past four years during Q4, Walmart or wholesale clubs have been included in this rotating category.

Based on previous history, it is reasonable to suspect that we will see it in Q4 in future years.

Annual fee: $0

Current welcome offer: Receive $200 cash back (20,000 Ultimate Rewards points) after spending $500 on purchases within the first three months from account opening.

Standout perks: This no-annual-fee card offers cellphone protection when you use it to pay your monthly bill. You'll receive $800 in coverage per claim for theft or damage (up to