Unlocking the Potential of Citi ThankYou Points in 2024

23.07.2024 - 11:57 / insider.com

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The information for the following product(s) has been collected independently by Business Insider: Citi Strata Premier℠ Card, Citi® Double Cash Card, Citi Rewards+® Card, AT&T Points Plus® Card, Citi Prestige® Card, Citi Custom Cash℠ Card. The details for these products have not been reviewed or provided by the issuer.

The Citi ThankYou Rewards program is popular among credit card enthusiasts, in part because there are many ways to earn and redeem points. Some of the very best Citi credit cards earn ThankYou Rewards, including the popular Citi Strata Premier℠ Card and no-annual-fee options like the Citi® Double Cash Card and the Citi Rewards+® Card (which comes with a generous bonus, worth $400).

Earn a total of 10 ThankYou® Points per $1 spent on hotel, car rentals and attractions booked through CitiTravel.com. Earn 3X points per $1 on air travel and other hotel purchases, at restaurants, supermarkets, gas stations and EV charging stations. Earn 1X point per $1 on all other purchases.

$95

N/A

21.24% - 29.24% variable

Earn 75,000 bonus points

Good to Excellent

For a limited time, earn 5% cash back on hotel and car rentals booked on the Citi Travel℠ portal through 12/31/24. Also earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.

$0

0% intro APR on balance transfers for 18 months

19.24% - 29.24% Variable

Earn $200 cash back

Excellent, Good, Fair

The Citi® Double Cash Card doesn't come with a lot of bells and whistles. But earning 2% cash back (1 point per dollar at the time of purchase and 1 point per dollar when you pay your bill) without an annual fee is an excellent deal. It's also one of our picks for the best balance transfer credit cards.

Earn 5X ThankYou® points on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠ portal (offer ends December 31, 2025). Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.

$0

0% intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening

18.74% - 28.74% Variable

Earn 20,000 bonus points

Good to Excellent

The Citi Rewards+® Card has a unique earning structure and is worth considering if you're looking for a flexible rewards card with no annual fee. However, if you prefer cash back, there are better