Delta Platinum Business Credit Card Review 2024

09.01.2024 - 17:01 / insider.com / Delta

Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). In some cases, we receive a commission from our partners; however, our opinions are our own. Terms apply to offers listed on this page.

The information for the following product(s) has been collected independently by Business Insider: CitiBusiness® / AAdvantage® Platinum Select® World Elite Mastercard®. The details for these products have not been reviewed or provided by the issuer.

Earn 3x Miles on Delta purchases made directly with Delta. Earn 1.5x Miles on purchases over of $5,000 or more everywhere else, up to 50,000 additional miles per calendar year. Earn 1x Miles on all other purchases.

$250

N/A

20.99% - 29.99% Variable

Earn up to 60,000 bonus miles

Good to Excellent

If you own a small business and fly Delta often, the Delta SkyMiles® Platinum Business American Express Card could save you money. With elite-like perks and an annual companion certificate potentially worth hundreds of dollars, this is a great rewards business card for Delta loyalists.

If you own a small business and fly Delta often, the Delta SkyMiles® Platinum Business American Express Card could save you money. With elite-like perks and an annual companion certificate potentially worth hundreds of dollars, this is a great rewards business card for Delta loyalists.

The Delta SkyMiles® Platinum Business American Express Card is an excellent choice for small-business owners who fly Delta at least a few times each year. Its $250 annual fee can easily be offset by perks such as free checked bags, a 15% discount on Delta award flights, and an annual companion certificate.

The Delta SkyMiles® Platinum Business American Express Card is one of the best airline credit cards if you fly Delta, for a few reasons:

The card is offering a welcome bonus of 60,000 bonus miles after spending $3,000 in purchases on your new card in the first three months of card membership.

This small-business credit card is strikingly similar to its personal counterpart, the Delta SkyMiles® Platinum American Express Card — but here's why it's better.

Because this is a small-business credit card, it won't appear on your personal credit report. This is helpful for those who intend to apply for other travel credit cards in the future, especially from Chase due to its 5/24 rule. 

If you're not married to Delta, however, it may be a better idea to open a card that earns Amex Membership Rewards points, such as the American Express® Business Gold Card or The Business Platinum Card® from American Express. The points you earn with these cards transfer instantly to Delta at a 1:1 ratio. These cards often earn points at a faster rate, making them more