There’s never a bad time to go to Paris, and Air France agrees, giving away a pair of roundtrip flights and a wardrobe incroyable so travelers can live their best French lives.
These millennials and Gen Z-ers are going on vacation — no matter how much it costs
18.08.2024 - 13:06 / insider.com
Money can't buy happiness — but it can buy a weeklong vacation to the Amalfi Coast.
And if you don't have the cash, you can just fake it 'till you make it — or at least put the trip on a credit card and worry about it later.
Would you go into debt to fund your dream vacation? More than one in three Americans who said they planned to travel this summer would — either by borrowing money, using credit cards, or a buy now pay later service like Klarna and Affirm — according to an online Bankratesurvey of about 2,300 adults in March.
According to the survey, millennials and Gen Z were the most willing to take on debt, with 47% and 42% of them, respectively, saying so. That's a stark comparison to Gen X and boomers, of whom 31% and 22%, respectively, said they're willing to do the same.
Why not, when, as one young globetrotter, 24-year-old India Roby, put it, "There's biggest fish to fry," she told Business Insider, pointing to general attitudes about the economy and global conflict.
Family vacations weren't a staple of Roby's childhood, she said. Instead, she recalls growing up "super poor" with a "tumultuous upbringing, especially when it came to finances." Evictions and electricity being turned off were "a common occurrence," she said.
But that's in the past. Now, she's a freelance journalist in New York City and earning what she says is the most anyone in her family has ever made, at an average of $65,000 annually. (BI could not verify this.)
Her new financial freedom has come with the goal of going on one big vacation a year. So far, that'sbeen trips to Honolulu and Los Angeles in 2021, Seoul, Korea in 2023, and again in June.
She may not always have the cash to pay for it in full. But as the adage goes, if there's a will, there's a way.
When she was "definitely broke" last year, she charged her flight to Korea on PayPal Credit, which prominently advertises its "buy now, pay over time" option. For her recent trip back, she opened a new Chase Sapphire Preferred card to pay for the flights, not the points. "I want to go to Korea," she said. "We're going to make it happen. I don't have the money, so I need to get money."
That trip left her credit score "very in the gutter." She's now paying credit card debt, but happy she had a good time.
"I don't want my finances and economic status to be the reason I can't have fun, live life, and be cute," Roby told BI. "I want to live my life and worry about the specifics later."
But her secret sauce to affording traveling isn't just putting big payments on new cards. It's also buy now, pay later services like Affirm and Klarna, which she said she uses for almost every purchase, whether Instacart, supplies from Petco for her two guinea pigs, or "impulse purchases at
The website maxtravelz.com is an aggregator of news from open sources. The source is indicated at the beginning and at the end of the announcement. You can send a complaint on the news if you find it unreliable.
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