Best Credit Card Bonuses of January 2024

09.01.2024 - 17:37 / insider.com / Credit Card

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The information for the following product(s) has been collected independently by Business Insider: Citi Premier® Card. The details for these products have not been reviewed or provided by the issuer.

If you want to earn lots of points, miles, or cash back quickly, the best strategy is to apply for one of the best credit cards and earn its welcome bonus offer. You'll usually have to meet a credit card minimum spending requirement in a specified time frame (typically a few months), and it's well worth the effort to unlock a big sign-up bonus. 

Many of the best travel cards currently come with record-high welcome offers. And some bonuses are for 100,000 points or more.

Some of these offers are only available for a limited time, so you shouldn't wait long to apply.

Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases.

$95

N/A

21.24% - 26.24% Variable

Earn 100,000 points

Good to Excellent

The Ink Business Preferred® Credit Card offers a huge welcome bonus and solid earning and benefits for a moderate annual fee. If your small-business expenses line up with the card's bonus categories and you like redeeming Chase Ultimate Rewards® points for travel, this is one of the best small-business credit cards to consider.

Earn 5X Membership Rewards® points on flights and prepaid hotels on AmexTravel.com. Earn 1.5X points on each eligible purchase at shipping providers, US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, as well as on purchases of $5,000 or more everywhere else (on up to $2 million per calendar year). Earn 1X points for each dollar you spend on other eligible purchases.

$695

N/A

19.49% - 27.49% Variable

Earn 120,000 Membership Rewards® points

Good to Excellent

The Business Platinum Card® from American Express is one of the best small-business cards with an elevated bonus and top-notch benefits (and a premium annual fee to match). It's an excellent offer if you like earning Membership Rewards points and you can maximize the bonus spending categories and perks — but be sure to assess whether the annual fee is worth it for you before you commit.

Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel (on up to $500,000 per calendar year) and on prepaid hotels booked with American Express Travel. Earn 1X Points on other purchases.