As the managing editor for credit cards here at TPG, I pride myself on getting the most out of my credit card points and miles. Part of my routine is checking my card accounts every Thursday.
20.05.2024 - 15:33 / thepointsguy.com
Many consumers only want to have a few credit cards. But even if you don't want a wallet full of top travel cards, it's likely worth getting and keeping a cobranded hotel credit card with your favorite hotel loyalty program.
Here are three reasons you need a credit card with your favorite hotel brand.
Related: The top 3 hotel cobranded credit cards
There are no-annual-fee hotel credit cards, but it's usually worth getting the annual-fee version, as these offer more perks and sometimes a free night certificate each year.
In most cases, it's relatively easy to get more value from the free night certificate than the annual fee you pay to keep the card. For example, the World of Hyatt Credit Card has a $95 annual fee but provides a free night at a Category 1-4 Hyatt hotel or resort every year after your cardmember anniversary. If you redeem your free night at a Category 4 Hyatt hotel, you generally should get more than $95 in value from the free night each year. This easily justifies keeping the card, even if you rarely use its other perks.
Meanwhile, some cards offer enough bonus points on each account anniversary to justify the annual fee. For example, the Wyndham Rewards Earner® Business Card has a $95 annual fee, but cardholders get 15,000 bonus points each anniversary year. TPG's valuations peg the value of 15,000 Wyndham Rewards points at $165, more than the card's annual fee.
The information for the Wyndham Rewards Earner Business Card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.
Related: 7 of the best hotel credit cards that come with an annual free night
Each hotel credit card is different, but most offer bonus earnings at hotels within their program.
For example, the Hilton Honors American Express Surpass® Card offers 12 points per dollar spent on eligible purchases at hotels and resorts in the Hilton portfolio. There's also the Marriott Bonvoy Brilliant® American Express® Card, which offers 6 points per dollar spent on eligible purchases at hotels participating in Marriott Bonvoy. However, some of the best cards for travel purchases may offer more valuable earnings, especially if you aren't loyal to one hotel loyalty program.
Most hotel credit cards also offer other program-related perks.
Take the IHG® One Rewards Premier Credit Card as an example. It offers automatic Platinum Elite status and access to the fourth reward night benefit. The latter is an extremely valuable perk that lets you pay zero points for every fourth night when you redeem IHG One Rewards points for award stays of four nights or longer.
Related: The best hotel credit cards with annual fees under $100
Some hotel credit cards
As the managing editor for credit cards here at TPG, I pride myself on getting the most out of my credit card points and miles. Part of my routine is checking my card accounts every Thursday.
Bills, bills, bills.
I hesitate to share this information because I think my friend and I would be perfect for the job but GetYourGuide, in partnership with On Location Tours, is kicking off a search for a couple of Swifties to lead Taylor Swift-themed tours in two major cities.
Hovering just off the coast of Southern California are a string of under-explored islands that offer a peaceful escape from the noise and hubbub of the mainland. If you fancy camping in serene scenery in front of epic sunsets, look no further than California's Channel Islands.
Frequent Walmart shoppers know how much value the retail giant offers. In addition to getting great prices on everything from groceries and household goods to clothing and electronics, you can earn cash back and other benefits when you shop at Walmart using various rewards credit cards.
American Express cardholders can save hundreds of dollars annually on everyday purchases through Amex Offers. It's couponing but easier — enrolling in offers is as simple as pressing "Add to Card."
Airport delays. Air ticket refunds. The size of your airline seat, and those annoying fees for being able to select a specific seat. These and other perennial hot-button items for fliers were among a slew of issues that were addressed in Congress recently, as lawmakers debated provisions in a massive piece of legislation reauthorizing the Federal Aviation Administration (FAA) for the next five years.
A pleasant but persistent voice followed me around for the last couple of weeks, saying, "You really should apply."
Condé Nast Traveler has partnered with CardRatings for our coverage of credit card products. Condé Nast Traveler and CardRatings may receive a commission from card issuers. We don't review or include all companies, or all available products. Moreover, the editorial content on this page was not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are entirely those of Condé Nast Traveler's editorial team.
Zeev Sharon, previously VP of Real Estate, has been appointed as Chief Development Officer at THE WELL, tasked with steering global expansion into new markets in the US and Europe.
Barbara Muckermann becomes CEO of Kempinski Hotels, poised to steer the luxury brand’s expansion with 34 new properties, enhancing its historic legacy in the global hospitality industry.
Strip off your sweaters; the official start of summer is coming in hot. Gear up for a long weekend where the smell of bonfires, the taste of freshly grilled hamburgers and the feel of the ocean wash all the winter blues away. Memorial Day Weekend — when millions of Americans take off for vitamin D-drenched destinations from sea to shining sea — is just around the corner.