The USAA Eagle Navigator Credit Card is a solid card option for current and former military members and their spouses and dependents. The card has reasonable earning rates and some perks to help justify its price tag, making it a smart choice for military members looking for easy points on their travel spending. Card rating*: ⭐⭐⭐
With a recommended credit score of 670 and a low $95 annual fee (see rates and fees), the USAA Eagle Navigator can offer decent value for military members and their families. That's the case even though the card has no current welcome offer and somewhat limited benefits.
However, if you're not a USAA member (and are ineligible to become one), this card isn't for you, as it's only open to current and past military plus their spouses and children.
Keep reading to learn more about the USAA Eagle Navigator to see if it deserves a spot in your wallet.
Unfortunately, the USAA Eagle Navigator does not offer a traditional sign-up bonus.
If that's a deal breaker for you, consider looking into a card with a solid welcome offer to quickly boost your account balance after meeting minimum spending requirements.
The USAA Eagle Navigator offers solid travel and shopping protections, such as travel accident insurance and extended warranty protection on U.S. manufacturers' warranties; plus, it does not charge foreign transaction fees (see rates and fees). You'll also get cellphone protection of up to $500 per claim if you charge your monthly bill to the card and a phone on the account is damaged or stolen. Finally, you'll enjoy trip cancellation and interruption coverage along with baggage delay reimbursement when you purchase your tickets with the card.
Other benefits include an up-to-$100 TSA PreCheck® or Global Entry® credit every four years as well as an annual bonus of 10,000 points (equal to $100 in travel) after booking an eligible hotel or car through the USAA Rewards Center.
These perks won't blow anyone away, but they do more than justify the card's price tag, making it a solid value proposition. However, remember that hotels and rental cars booked through third-party platforms rather than directly with the merchant generally aren't eligible for elite status perks, nor will they earn rewards in the provider's own program.
Related: Should you get travel insurance if you have credit card protection?
The USAA Eagle Navigator offers unlimited 3 points per dollar on travel, including air, hotel, car and vacation rentals. You'll also get an unlimited 2 points per dollar on other purchases.
If you're a current or former military member or a family member of someone who serves, those are more than serviceable rates; they can serve as a nice starter in the world of cash-back cards,
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Cabo San Lucas is experiencing massive growth as historic tourism numbers climb. Never before has this resort city on the southern tip of Mexico’s Baja California Peninsula seen so much development, and with the arrival of more top-name resorts, the area has quickly become one of the most popular luxury destinations in the world.
Looking for the best travel credit card? That's easy—there’s just one issue: choosing which one to go with. There’s no shortage of travel rewards credit cards out there, and while having plenty of options is great for consumers, it can also make things a little confusing. The truth is, there’s no single consensus pick. However, there are some cards that stand out above the rest. Below, we’ve outlined our top choices and exactly why they made the cut—plus an idea or two on how to spend the welcome bonuses with some of our favorite hotels and airlines.
Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). In some cases, we receive a commission from our partners; however, our opinions are our own. Terms apply to offers listed on this page.
Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). In some cases, we receive a commission from our partners; however, our opinions are our own. Terms apply to offers listed on this page.
Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). In some cases, we receive a commission from our partners; however, our opinions are our own. Terms apply to offers listed on this page.
If you're interested in earning more rewards on everyday purchases, you might want to start using — or using more frequently — dining rewards programs. While many travelers are familiar with online shopping portals, fewer are familiar with dining rewards programs. In short, dining rewards programs let you earn extra points or miles when you use an enrolled card to pay at select restaurants, bars and clubs.
Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). In some cases, we receive a commission from our partners; however, our opinions are our own. Terms apply to offers listed on this page.
Our experts answer readers' credit card questions and write unbiased product reviews (here's how we assess credit cards). In some cases, we receive a commission from our partners; however, our opinions are our own. Terms apply to offers listed on this page.